v.重新申请贷款；再筹资金
The interest rates on mortgages will drop, perhaps convincing you to refinance. 抵押贷款的利率同样会下降，这可能会让使你考虑去重新贷款。
Some homeowners hope to refinance their loans to avoid higher payments. 一些房子拥有者希望重新筹措资金以避免更高的支出。
