(=I owe you).
n.借据
I don't have the money so I'll give you an IOU. 我没有钱,所以会给你一张借据。
A bond, of course, is just an IOU, a promise to pay back money with interest by certain dates. 债券,当然,这只是一个借据,承诺到期归还并支付利息的纸条。